Each year, you can make changes to your Medicare Advantage or Medicare prescription drug coverage for the following year. There are 2 separate enrollment periods each year.
See the chart below for specific dates:
During this enrollment
period...
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You can...
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October 15–December 7
Medicare Open Enrollment
Period (OEP)
(Changes will take effect on January 1.)
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■ Change from
Original Medicare to a Medicare Advantage Plan.
■ Change from a
Medicare Advantage Plan back to Original Medicare.
■ Switch from one
Medicare Advantage Plan to another Medicare Advantage Plan.
■ Switch from a
Medicare Advantage Plan that doesn’t offer
drug coverage to a Medicare Advantage Plan that offers drug coverage.
■ Switch from a
Medicare Advantage Plan that offers drug coverage to a Medicare Advantage
Plan that doesn’t offer drug coverage.
■ Join a Medicare
Prescription Drug Plan.
■ Switch from one
Medicare Prescription Drug Plan to another Medicare Prescription Drug Plan.
■ Drop your Medicare prescription
drug coverage completely.
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January 1–February 14
Medicare Advantage Disenrollment
Period
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■ If you’re in a Medicare Advantage Plan, you
can Medicare Advantage leave your plan and switch to Original Medicare. Your Original
Medicare coverage will begin the first day of the following month.
■ If you switch
to Original Medicare during this period, you’ll have until February 14 to
also join a Medicare Prescription Drug Plan to add drug coverage. Your
prescription drug coverage will begin the first day of the month after the
plan gets your enrollment form.
Note: During this period,
you can’t:
■ Switch from
Original Medicare to a Medicare Advantage Plan.
■ Switch from one
Medicare Advantage Plan to another.
■ Switch from one
Medicare Prescription Drug Plan to another.
■ Join, switch,
or drop a Medicare Medical Savings Account Plan.
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Special Enrollment Periods
You can make changes to your Medicare Advantage and Medicare prescription drug coverage when certain events happen in your life, like if you move or you lose other insurance coverage. These chances to make changes are called Special Enrollment Periods (SEPs) and are in addition to the regular enrollment periods that happen each year. Rules about when you can make changes and the type of changes you can make are different for each SEP. This list doesn’t include every situation.For more information about OEP's, SEP's and the ABC's of Medicare, call MIM @ 1-800-762-4646.
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