Vacations are a time to relax, eat too much and have a great time with your family and friends. It’s not the time to worry about your home. There are some things you can do to give yourself peace of mind while you’re away.
First, review your homeowners insurance policy to make sure any “big ticket” items you may have purchased since you bought your policy are covered for theft and other losses.
Second, make a record of all the serial numbers of your electronic devices and take photographs. This will aid the police and your insurance company if your property is stolen.
Finally, do you have a professionally installed burglar alarm system? An alarm system may make a burglar think twice about breaking into your home, and many insurance companies offer a discount on homeowners policies if your home is equipped with an alarm.
Other helpful tips to keep your home safe while you are gone include:
· maintaining the shrubs in your yard so they are less than 3 feet high in the front and sides of your home
· securing all your doors with deadbolt locks
· setting a few lights in your home on timers (make sure they are set to go on and off at different times)
· positioning your valuable possessions (e.g.: televisions, stereos, etc.) so they cannot be seen when a person looks in the window
· suspending the delivery of your mail and newspapers (or have a trusted neighbor collect them for you)
· contacting your local law enforcement agency to see if there is a “vacation-home check” program—so a police officer will check on your home while you are out of town.
Should you have any questions about your homeowners insurance policy before you go on vacation, give MIM a call. We are happy to answer your questions.
Your vacation is a time for relaxing and forgetting about the stresses of everyday life. A little extra vigilance will help keep your property and belongings safe while you're gone -- and will keep you from obsessing about security once you're on the road to fun and adventure.
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