Driving is an awesome privilege and a whole lot of fun, but with the ability to drive also comes a lot of responsibility. As teens, it’s important to know how to stay safe while out on the road. When you’re looking for car insurance, price is important, but other factors also come into play. Your age, gender, and even the type of car you drive can all have an influence on how much the auto insurance company will charge you. People like teens with little to no driving history will also have higher rates for a while until they can prove that they’re safe drivers. Once you’ve been driving for a while with no tickets or accidents, in most cases your insurance rates will decrease.
Here are some helpful tips to make sure you’re a good driver and will be able to get great rates on your auto insurance:
- Never talk on the cell phone or text while driving.
- Always wear your seat belt.
- Obey all signs and the speed limit.
- Make sure you use proper turn signals and use your headlights at night and in inclement weather.
- Try to keep focused while driving; distractions from music or friends can be dangerous.
- NEVER drink and drive! Always find a sober ride if you cannot get behind the wheel.
- Shop around for auto insurance rates to make sure you’re getting the best deal.
- Find out what your car insurance policy covers in the event of an accident.
- Be sure your tires, oil, and windshield wipers are properly maintained.
- Don’t drive with too many passengers for one car, and make sure everyone is seated and wearing their seat belt.
For more information on auto insurance options for the teenager in your house, contact Modern Insurance Marketing, Inc. To locate a driver's education class in Oregon, check out http://www.dmv.com/or/oregon/drivers-ed.
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